Overview

The cost of defending a claim can be astounding. Why do it alone? As a Yoga Alliance member, you are not alone. Yoga Alliance has partnered with Alliant to access coverage through Lloyd’s of London to provide coverage exclusively to members. Lloyd’s is Standard & Poor’s “A+” (Strong) and an A.M. Best “A” (Excellent) rated insurance carrier.

Alliant YogaPro® includes professional liability and general liability coverage.

  • Professional liability insurance is also known as Errors & Omissions Insurance. This type of coverage will cover claims related to your professional services, in this case yoga instruction and/or teacher training.

  • General liability insurance will cover claims related to bodily injury, property damage, and negligence related to your business.

Alliant is a proud supporter of Yoga Alliance and its mission to bring yoga to more places and spaces for a better world. Together we are All For Yoga.

 

Do you have questions regarding online instruction? Please visit our Fact Sheet on frequently asked questions today!

Alliant Online Instruction FAQ

About the Insurance Carrier: Lloyd’s of London

Lloyd’s of London has a history dating back more than 300 years and has grown to be the world’s leader for specialty insurance.
“A+” (Strong) rated by Standard & Poor's
“A” (Excellent) rated by A.M. Best Rating

 

About the Insurance Policy

 
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Available Policy Limits:
$1M each claim / $2M aggregate
$2M each claim / $4M aggregate

Policy Type: Claims Made

Policy Coverage: Combined Professional Liability (E&O) and General Liability, in addition to coverage for Contingent Bodily Injury and Property damages resulting from your professional services

 

Other Policy Benefits:

 

  • Host liquor liability

  • Fire/water damage legal liability

  • Medical expense payment

  • Defendants expense

  • Deposition fees and expenses

  • Damage to property of others

  • HIPAA/HITEHC fines and penalties

  • First aid expense

  • Sexual misconduct

  • License and disciplinary proceedings

  • Products completed operations

  • Broad definition of professional services including the ability to expand the definition per your specific services that are offered

  • Worldwide coverage (subject to policy terms and conditions) - as long as the suit is brought in the United States