Professional Liability

Starting on August 29th, 2019 please have your Yoga Alliance Registry ID Card ready to upload to your application. If you need help accessing your card, please click here.

As a result of the COVID-19 Virus, we understand many of you have questions regarding your Yoga Alliance Professional Liability policy. We would like to confirm that your YA Policy does cover your online instruction. This valuable extension of coverage requires that you or the third party you provide services for is able to collect waivers and/or fee.  Waivers can be a one-time collection as apart of signup. Similarly, the fee can be a payment to access the class or a part of a student package.  If you have any questions, please email us at yoga-questions@alliant.com. For those who have purchased a business owners policy or worker’s compensation policy elsewhere, we also invite you to review some general information regarding the business interruption due to COVID-19, and the workers' compensation program.

Overview

The cost of defending a claim can be astounding. Why do it alone? As a Yoga Alliance member, you are not alone. Yoga Alliance has partnered with Alliant to access coverage through Lloyd’s of London to provide coverage exclusively to members. Lloyd’s is Standard & Poor’s “A+” (Strong) and an A.M. Best “A” (Excellent) rated insurance carrier.

America’s Best Employers

Alliant YogaPro® includes professional liability and general liability coverage.

  • Professional liability insurance is also known as Errors & Omissions Insurance. This type of coverage will cover claims related to your professional services, in this case yoga instruction and/or teacher training.

  • General liability insurance will cover claims related to bodily injury, property damage, and negligence related to your business.

Alliant is a proud supporter of Yoga Alliance and its mission to bring yoga to more places and spaces for a better world. Together we are All For Yoga.

 

Do you have questions regarding online instruction? Please visit our Fact Sheet on frequently asked questions today!

Alliant Online Instruction FAQ

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Coronavirus Resource Center

Centers for Disease Control and Prevention

World Health Organization

Occupational Safety and Health Administration​

Coronavirus COVID-19 Global Cases by the Center for Systems Science and Engineering (CSSE) at Johns Hopkins University

Reopening a Business after Coronavirus Shutdown

About the Insurance Carrier: Lloyd’s of London

Lloyd’s of London has a history dating back more than 300 years and has grown to be the world’s leader for specialty insurance.
“A+” (Strong) rated by Standard & Poor's
“A” (Excellent) rated by A.M. Best Rating

 

About the Insurance Policy

 
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Available Policy Limits:
$1M each claim / $2M aggregate
$2M each claim / $4M aggregate

Policy Type: Claims Made

Policy Coverage: Combined Professional Liability (E&O) and General Liability, in addition to coverage for Contingent Bodily Injury and Property damages resulting from your professional services

 

Other Policy Benefits:

 

  • Host liquor liability

  • Fire/water damage legal liability

  • Medical expense payment

  • Defendants expense

  • Deposition fees and expenses

  • Damage to property of others

  • HIPAA/HITEHC fines and penalties

  • First aid expense

  • Sexual misconduct

  • License and disciplinary proceedings

  • Products completed operations

  • Broad definition of professional services including the ability to expand the definition per your specific services that are offered

  • Worldwide coverage (subject to policy terms and conditions) - as long as the suit is brought in the United States